As a business owner, have you thought about the possible consequences to your business and your family if something were to happen to you or to one of your partners? Find out why the combination of key man insurance and buy-sell agreements can protect the interests of everyone involved.

The Australian share market continued its directionless trend in August, giving back some of its July gains.

The All Ordinaries Index fell 1.5% during the month to close at 4,438.8 points.  Global markets were also generally poor across the board in August.

The Dow Jones Index closed down 4.3%, the FTSE down 0.6%, the Nikkei 225 down 7.5% and the Hang Seng down 2.3% for the month. 

Money gives people -- both young and old -- decision-making opportunities. Educating, motivating, and empowering children to become regular savers and investors will enable them to keep more of the money they earn and do more with the money they spend.

Everyday spending decisions can have a far more negative impact on children's financial futures than any investment decisions they may ever make. Here are 15 simple ways to help educate children about personal finance and managing money.